about_us

Services

InvestSense is a fee-only registered investment adviser specializing in wealth preservation and investment advisory services. In order to ensure the objectivity of its advice, neither our company nor our staff sells investment products (e.g. stocks, bonds, mutual funds) or insurance products (e.g. annuities, life insurance).

InvestSense's services are purely advisory in nature, consisting primarily of:

Fiduciary Oversight Services - ongoing review of fiduciary management of accounts to ensure quality of advice being provided to clients and proper protection of clients' interests.

Wealth Preservation Planning - an integrated three step process consisting of (1) portfolio/risk management analysis, (2) wealth management planning, and (3) portfolio monitoring.

(1) Portfolio/Risk Management Analysis - the review and analysis of financial plans, investment/asset allocation recommendations, and related financial documents to evaluate the quality of advice provided and the suitability of any financial planning and/or investment advice.

(2) Management Planning - the analysis of a client's financial situation and the development of an integrated wealth management plan, including investments, estate planning and wealth preservation/asset protection strategies. Planning covers both pre-retirement and post-retirement wealth management. Portfolio modifications may be recommended based on the results of the client's portfolio/risk management analysis. No-load mutual funds are generally recommended to promote wealth preservation by avoiding the commissions of load funds and to allow more of the investor's wealth to actually be invested. In some cases exchange traded funds may be recommended based upon the investor's personal investment profile and financial needs.

(3) Portfolio Monitoring - ongoing monitoring of an investor's portfolio and strategic investment recommendations to help the investor to manage their portfolio more effectively in terms of both portfolio return and portfolio risk management.
.

Wealth Distribution Planning - the review and analysis of a client's assets and the preparation of a plan for the orderly and efficient distribution of a client's assets in order to minimize tax erosion and to accomplish the client's goals and wishes.

Educational Seminar Services - presentation of seminars for pension plans, profit and nonprofit corporations, civic groups, charitable organizations, financial planning and financial services organizations, and other groups, covering such topics as retirement planning, asset allocation, portfolio management, and risk management.

Advisory Staff

The Founder and Managing Member of InvestSense, LLC, is James W. Watkins, III, J.D., CFP®. AWMA®. Mr. Watkins is a 1981 graduate of the University of Notre Dame School of Law and a 1977 honors graduate of Georgia State University. While in law school, he served as Notes Editor for the Notre Dame Sports Law Journal. In 1988, he earned the CERTIFIED FINANCIAL PLANNER™ designation from the College of Financial Planning. In 2004, he earned the ACCREDITED WEALTH MANAGEMENT ADVISOR™ designation from the College.

Mr. Watkins has been an attorney since 1981 and is a member of the Fiduciary Section of the State Bar of Georgia. He has extensive experience in the areas of fiduciary law, securities/investment law, financial planning, asset protection/wealth preservation and estate planning.

Mr. Watkins has held various positions in the securities and financial planning industries, including Director of Investment Advisor Compliance at FSC Securities Corporation, one of the nation's largest independent securities brokerage firms, and Director of Financial Planning Quality Assurance for AXA Advisors, the investment advisory division of the international insurance company AXA Equitable. He has passed various securities licensing exams, including the Series 7, 24, 63 and 65 exams. He served as a volunteer on the Certified Financial Planner Board's Board of Professional Review and later served as the first Director of the Professional Review Department at the Certified Financial Planner Board of Standards.

Mr. Watkins is active in various civic and charitable causes. He served as a faculty member in the DeKalb College Adult Enrichment program, where he taught classes in consumer law and personal financial management. He is a member of the Omicron Delta Kappa National Honor Society and the National Eagle Scout Association, having earned both the rank of Eagle Scout and scouting's "God and Country" award.